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- 1. Multiple Choice
Which of the following products are most Americans likely to buy after seeing it on social media?
ClothesCarsElectronicsHome goods - 2. Multiple Choice
All of these are traits teens found important in influencers they follow EXCEPT…
They are authentic
They have strong credentials
They are funny
They have an attractive style
- 3. Multiple Choice
All of these are ways that social media has an impact on teen spending EXCEPT…
Social media constantly nudges consumers to buy products they have viewed
Social media has made it easier than ever to buy immediately on impulse
Consumers are influenced to buy items related to appearance or experiences
Influencers typically encourage consumers to save money rather than spend
- 4. Multiple Choice
All of the following are PRACTICAL strategies to reduce the influence of advertisements EXCEPT…
Use a private or incognito browser when shoppingUnsubscribe from shopping emailsAvoid using the internet completely
Pause before making a purchase to evaluate if you actually need it - 5. Multiple Choice
This way of influence claims someone is an expert even if they may not be
ScarcitySocial ProofAuthorityReciprocity - 6. Multiple Choice
Which advertising tactic motivates our brains by increasing dopamine levels every time we try our luck?
GamificationScarcityInstallment PaymentsLiking - 7. Multiple Choice
All of these are common dark patterns EXCEPT…
Sneak into basketPrivacy ZuckeringConfirmshamingLeapfrogging - 8. Multiple Choice
All of these are strategies of comparison shopping EXCEPT…
Reading reviewsChecking competitor pricesConsidering the brand reputationShopping exclusively online - 9. Multiple Choice
Which of these qualities should be LEAST important when considering purchasing a product?
The quality of the productHow many of your friends have the productHow long the product will lastThe performance of the product - 10. Multiple Choice
When a store agrees to sell their product at a lower price being offered at another retailer, this is called…
Price gougingPrice matchingPrice waveringPrice deflation - 11. Multiple Choice
Which of these methods of shopping has the LARGEST negative impact on the environment?
Buying exclusively online with expedited shippingLooking for the product you want in stores and then buying it onlineBuying exclusively online with slower shippingLooking for the product you want in stores and purchasing it there - 12. Multiple Choice
Which statement is TRUE about the hidden fees consumers frequently encounter while making purchases?
Hidden fees are illegal in most states in the U.S.
Hidden fees are a widely accepted practice despite customer dislike
Hidden fees are rarely successfully disputed and not worth the effort
Hidden fees cost businesses millions of dollars in lost sales annually
- 13. Multiple Choice
Which of these accurately describes a common relationship between consumers and subscription services?
Consumers forget how many subscriptions they have and how much they costConsumers tend to save money by signing up for lots of trial subscriptions
Consumers tend to overestimate what they pay in subscriptions each monthConsumers have been spending less on subscriptions in recent years
- 14. Multiple Choice
All of these are benefits of buying goods second hand EXCEPT…
Used goods typically come with better warranties than new products
Second hand goods are often much cheaper than a new product
Marketplace groups exist to give or exchange goods for free
Thrift stores often have the unique styles and fashions
- 15. Multiple Choice
TRUE or FALSE: Older people (ages 70-79) lose money MORE often than younger people (ages 20-29)?
TRUE
FALSE
- 16. Multiple Choice
All of these are red flags that someone is likely a scammer EXCEPT…
They have an urgent need for moneyThey ask you for personal or financial informationThey threaten to report you to law enforcement authoritiesThey respond to an inquiry you made regarding your bank account
- 17. Multiple Choice
Why do you need to be cautious when scanning QR codes with your phone or mobile device?
QR codes automatically share your data with the link addressQR codes can link to a fake website that installs malware on your deviceQR codes automatically allow scammers to access all your photos and videos
QR codes always link to unsecured websites
- 18. Multiple Choice
All of these are common ways credit card information is stolen EXCEPT…
Phishing emails requesting personal informationAccessing your bank account on a public wi-fi network
A data leak revealing your personal informationScammers calling your bank pretending to be you - 19. Multiple Choice
What should you do FIRST if you suspect your personal information has been compromised?
File an identity theft report with the FTCGo back to the last store you visited and look for cluesShred all of your credit cards
Close all of your bank accounts - 20. Multiple Choice
All of these are potential outcomes of identity theft EXCEPT…
A new loan could be taken out in your nameSomeone pretending to be you could go to your workplace and replace you
You might find it more difficult to obtain insurance
Someone could access your bank account and withdraw your funds
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