takes time to write a check when you make a purchase.

have a record of purchases made with checks

inconvenient to carry a checkbook

If your checkbook is lost or stolen, others may try to write checks on your account.

small, so it is convenient and easy to carry around.

You can make purchases quickly and easily using a debit card.

Debit cardholders who use their cards infrequently may forget their PINs

Carrying it is safer than carrying cash or checks

easy to carry and use

can purchase things now and pay for them later

Fees and interest may be charged for the use of credit cards

are safer to use than cash or checks, since there is a limit on the amount of money that can be lost if the card is stolen

easy to forget that each time a credit card is used, debt is created; too much debt might be difficult to repay

Fees and interest may be charged for the use of credit cards

can purchase things now and pay for them later

none of the above

You can buy goods and services nationwide or internationally.

You may forget your password or user name

If you make a purchase at a non-secure website, you could be a victim of identity theft.

You may pay an additional shipping fee for goods purchased and sent to you

You can make payments from your home.

It’s convenient.

You don’t need an envelope, stamps, and a walk to the mailbox to send in your payment.

You may pay an additional shipping fee for goods purchased and sent to you