What are the risks that Internet users face?

How do scammers find their Victims online?

Typically, a phishing email appears to come from a financial institution, a large company, a chain store, a social networking site, or a government agency. The messages try to mimic a legitimate site by using the same or similar colors, logos, fonts and layout.

That is a phishing email.

A virus invades a computer and copies, deletes or damages data.

Worm is a virus that replicates itself and protects computers.