Hefty fees may be charged if you spend more than what is in the account.

A PIN (Personal Identification Number) is required to make a purchase.

Interest may be charged but can be avoided by paying the entire balance each month.

If the card is lost or stolen, report it immediately.

Eric purchased a movie ticket with his card. This money will come straight out of his checking account. What card did he use?

Rosa’s gas pump went out as she was driving her car to work. Since she did not have enough money to cover the cost to replace the pump, she used a card that allowed her to pay later. What card did she use?

Mrs. Brady took her family out to eat. She handed the waitress a card to purchase the meal. This charge appeared on a bill that she paid three weeks later. Which card did she use?

To avoid carrying cash, Ned pays for his lunch using this card. Each time he uses this card his checking account decreases. Which card did he use?

It can be used to purchase goods and services.

It may require a signature when making a purchase.

Great for emergencies

Replaces cash

May cause unnecessary debt

Has fraud protection

Has perks such as, cash back and rewards

Affects credit score