Deliberate deception to secure unfair or unlawful gain, or to deprive a victim of a legal right?
Unit 6 (Insurance, Identity Theft, Scams, Consumer Protection)
12th Grade
•47 Qs
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Unit 6 (Insurance, Identity Theft, Scams, Consumer Protection)
Quiz
•
Business
•
12th Grade
•
Easy
Elizabeth Aldridge
Used 20+ times
FREE Resource
47 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Extended Warranty
Fraud
Unit Pricing
Mediation
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is not a good strategy to protect yourself from identity theft?
Using public WiFi to access your online banking
Reviewing your credit report at least once a year
Creating strong passwords and updating them frequently
Not carrying your social security card with you
3.
MULTIPLE CHOICE QUESTION
5 mins • 1 pt
What is ponzi scheme?
Extortion is a crime in which one person forces another person to do something against his will, generally to give up money or other property, by threat of violence
The selling of false things/tickets/items in order to gain free money
a form of fraud in which belief in the success of a nonexistent enterprise is fostered by the payment of quick returns to the first investors from money invested by later investors
Promoting false advertisement and propaganda in order to bait people into buying the product
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
A type of scam in which personal information is requested, typically through an illegitimate email
Phishing Scam
Price Matching
Privacy Zuckering
Pyramid Scheme
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
A type of scam in which investors artificially inflate the price of an asset and then sell out before the price falls
Privacy Zuckering
Pump and Dump Scam
Price Matching
Reciprocity Bias
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of the following is the best definition of a co-insurance payment?
The amount you must pay every month to purchase health insurance.
The added cost you pay to receive better quality services
The percentage of covered medical expenses you are responsible for paying, after your deductible is met
The maximum amount of coverage your insurer will pay each year
Answer explanation
A co-insurance payment is also called a co-pay. You'll keep paying a co-pay until you meet your out-of-pocket maximum for the year.
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the term for the monthly payment you make to your insurance company, even if you do not use any services?
Deductible
Premium
Coverage Amount
Copay
Answer explanation
Remember: Your premium does NOT count as an out-of-pocket expense that goes toward your annual maximum.
Your premium is simply your monthly fee for having insurance.
You'll pay this fee even if you NEVER once make a claim.
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