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- 1. Multiple Choice
Biologists are studying tropical plants to determine how far north each type of plant can survive. What is the population?
biologists
tropical plants
biologists participating in the research
tropical plants that were moved up north
- 2. Multiple Choice
Gerald is conducting an experiment with 3 possible outcomes. Kasey is conducting an experiment with 20 possible outcomes. Which statement best relates the possible outcomes to the number of trials needed to produce results similar to their predicted outcomes?
Gerald will need to conduct more trials than Kasey because there are fewer possible outcomes in his experiment.
Gerald will need to conduct fewer trials than Kasey because there are fewer possible outcomes in his experiment.
Gerald will need to conduct more trials because he needs to make up for the difference in the number of possible outcomes.
Gerald will need to conduct fewer trials because experimental and theoretical results in experiments with small numbers of possible outcomes are the same.
- 3. Multiple Choice
Which of the following types of credits would best describe credit cards?
a.closed and secured
b.closed and unsecured
c.open and secured
d.open and unsecured
A
B
C
D
- 4. Multiple Choice
Leroux Health Insurance is considering changing the options in one of their health care plans (Plan A) based on customer feedback that prescriptions and regular visits to the doctor are too expensive for the insured individual. How can Leroux reduce the costs of regular health care without driving up the price of their health care plan?
Leroux Health InsurancePlan ACost: Monthly Premium: $248.00Annual Deductible: $5,500.00Co-pays: Brand-name Prescriptions $35.00Generic Prescriptions $15.00 Visits: Primary Care Physician: $40.00Specialist: $60.00Urgent Care: $125.00Emergency Room: $325.00a.Reduce the monthly premium but increase the co-pay amounts to compensate for the lower premium.
b.Reduce the annual deductible, but increase the co-pay amounts so that the monthly premium can stay the same.
c.Reduce the co-pay amounts but increase the annual deductible so that the monthly premium can stay the same.
d.Reduce the co-pay amounts but increase the monthly premium to compensate for the lower deductible.
Please select the best answer from the choices provided
A
B
C
D
- 5. Multiple Choice
Determine the amount needed such that when it comes time for retirement, an individual can make monthly withdraws in the amount of $2,154 for 30 years from an account paying 5.1% compounded monthly. Round your answer to the nearest cent.
a.$396,721.78
b.$398,407.85
c.$775,440
d.$1,833,962.40
A
B
C
D
- 6. Multiple Choice
Martha earned a gross pay of $1,215.60 last week. Using the fact that Social Security tax is 6.2% of gross pay, determine the amount of Social security tax deducted from Martha’s gross pay.
a.$7.54
b.$65.37
c.$75.37
d.$75.40
A
B
C
D
- 7. Multiple Choice
Planning for the possiblity that your home might get struck by lightning and catch on fire is part of a plan for _____.
a.financing
b.managing income
c.managing liquidity
d.protecting assets
A
B
C
D
- 8. Multiple Choice
Which of the following statements is true?
a.A 30 year fixed mortgage will always result in the lowest payment.
b.You must have at least a 20% down payment to get a competitive interest rate.
c.The lower your interest rate is, the lower your monthly payments are.
d.The faster you pay off your mortgage, the lower your monthly payments are.
Please select the best answer from the choices provided
A
B
C
D
- 9. Multiple Choice
Determine the amount needed such that when it comes time for retirement, an individual can make semiannual withdrawals in the amount of $15,265 for 35 years from an account paying 4.5% compounded semiannually. Round your answer to the nearest cent.
a.$938,272.00
b.$941,790.00
c.$535,528.03
d.$547,577.41
A
B
C
D
- 10. Multiple Choice
The bar graph shows the number of days each month that thunderstorms occured in one city.
In how many months were there more than two days with thunderstorms?
1
3
5
7
- 11. Multiple Choice
Max recorded the math scores of five of his classmates in the table.
What is the range of their test scores?
16
24
88
89
- 12. Multiple Choice
What is the upper and lower quartile of this set of data?
15, 19, 20, 25, 31, 38, 41
lower quartile: 19
upper quartile: 25
lower quartile: 25
upper quartile: 38
lower quartile: 19
upper quartile: 38
lower quartile: 15
upper quartile: 41
- 13. Multiple Choice
Which of these is not a method used to calculate finance charges?
a.adjusted balance
b.average daily balance
c.usual balance
d.previous balance
Please select the best answer from the choices provided.
A
B
C
D
- 14. Multiple Choice
What is a financial risk of being a homeowner?
a.The home may be difficult to sell.
b.The home may need repairs.
c.The home may decrease in value.
d.The home may have taxes.
Please select the best answer from the choices provided
A
B
C
D
- 15. Multiple Choice
Which of the following is something that should not be a consideration when choosing a health care plan?
a.annual premiums to be paid by the insured individual and family
b.deductible or co-pay to be paid by the insured individual and family
c.total coverage received by insured individual and family
d.the coverage the insured individual and family already receive in auto insurance
A
B
C
D
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