No student devices needed. Know more
24 questions
Policyholders and family members are covered if they are injured while riding in their care or another car through ___________________ payments coverage.
Injuries caused by hit-and-run drivers or by drivers without insurance are protected with __________ motorist coverage.
The amount you must pay before an insurance company will pay a claim is called the __________.
__________ coverage protects the insured against almost all damage losses except those caused from a collision or rollover.
Under _________ insurance, people injured in an auto accident collect for their financial losses from their own insurance company no matter who caused the accident.
__________ liability coverage protects you against claims from injuries to people or damage to property caused by you, your family, or even your pets.
A __________ is a cause of loss to property, such as fire, wind, or theft.
The most common form of home and property insurance policy sold today is ___________.
The decrease in the value of property due to age and other factors is called ____________.
__________ insurance protects survivors against financial loss associated with the death of the insured.
The common characteristics of __________ life insurance are that it has cash value and an investment feature.
__________ is the sharing of expenses by the policyholder and the insurance company.
A ____________ medical policy combines the features of hospital, surgical, regular, and major medical insurance.
A national program of health insurance called _________ is designed to help people aged 65 and older pay for health care.
Bodily injury liability auto insurance covers all of the following EXCEPT
passengers riding with the policyholder
pedestrians
the policyholder
people in other cars
If someone has auto insurance with 100/300 bodily liability coverage, how much would their insurance company pay for injuries to one person?
$100,000
$1,000
$300
$30,000
Which of the following would not be considered personal property?
electronic equipment
furniture
clothing
an outdoor patio
Which of the following perils is covered by the basic form of a homeowners policy?
explosion
theft
windstorm/hail
all answers choices
The special form of homeowners insurance is sometimes referred to as a(n)
all-risk policy
replacement policy
exceptions policy
comprehensive policy
Which of the of the following is NOT a type of permanent life insurance?
universal life insurance
whole life insurance
variable insurance
term life insurance
This type of health insurance provides protection against the high costs of serious illnesses or injuries.
regular medical insurance
surgical insurance
hospital insurance
major medical insurance
The medical insurance portion of Medicare is often called
disability medical insurance
long-term care insurance
Medicaid
supplementary medical insurance
Insurance that protects a car owner against financial loss resulting from a wreck or rollover is called
underinsured motorist coverage
deductible coverage
comprehensive coverage
collision coverage
With what type of insurance does an insurance company actually replace an item that has been destroyed no matter the current value of the destroyed item?
replacement insurance
property insurance
special form insurance
renter's insurance
Explore all questions with a free account