"All things considered", "to summarize", "to sum up", "in conclusion"

Most people agree that living longer is a good thing. ……………………………… , an ageing population presents some challenges for society.

In the past, people lived on average 14 years past retirement age, ……………………………… now they can expect to live 30.

People’s retirement savings have to last longer. ……………………………… , there may be little or no support available from a state pension.

On the ……………………………… , many companies can benefit from the experience and expertise of older workers. What’s ……………………………… , many retired people say they enjoy working occasionally on one-off projects.

……………………………… contributing to the workplace, older members of society can spend valuable time with their children and grandchildren.

……………………………… , caring for the elderly is also an issue. Financial and practical support should be available to help people look after their loved ones.

In ……………………………… , living longer can bring many opportunities but also some challenges. People need to plan for the future and the government should provide financial and practical support for people’s retirement and medical care.