Have an account?
Any item that is accepted as payment for goods and services and repayment of debts
About managing money, how much is spent, how much is earned and saved based on personal choice and preference.
it is setting a realistic smart financial goal focusing on spending and saving.
Things that you must pay no matter what, food, housing, transportation costs.
Your rainy day fund that you set aside for unexpected expenses equivalent to 3 to 6 months worth.
It is part of income that is not spent on current consumption.
One way of building your capital is thru
Buying a car
Getting a loan
The suggested spending plan % composed of essentials, savings and wants.
People borrow money in order to finance
a luxurious holiday
a big birthday party
an expensive jewelry
Once you reach your long term financial goal, you can retire and enjoy a new