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History, Social Studies, Other
10th -
12thgrade
EVERFI MODULE 7 "INSURANCE"
18 questions
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- 1. Multiple Choice
Wearing a seat belt, not texting when driving, and driving carefully are all examples of...
insurance policies.
warranties.
risk management strategies.
deductibles.
- 2. Multiple Choice
Which is not an example of a risk management strategy?
Wearing reflective clothing while biking at night
Buying a new car
Wearing a helmet while biking
Wearing a seat belt while driving
- 3. Multiple Choice
What should you NOT use a loan to purchase?
A house
Tuition for higher education
Airline tickets to your dream vacation
A car
- 4. Multiple Choice
What is a risk management strategy you could use to protect your home?
Buying a home security system
Installing front porch cameras to monitor your home
Purchasing reflective clothing to wear while biking at night
A and B
- 5. Multiple Choice
Why is it important to have insurance?
It's important to have insurance so people can protect themselves from losing a lot of money in the event of an unpredictable event or something happens to them or their property.
So individuals can defend against the possibility of financial loss due to unpredictable event
So people can engage in risky behavior without financial consequences
A and B
- 6. Multiple Choice
What do people purchase as a form of risk management to protect themselves from losing a lot of money in the event something happens to them or their property?
Insurance
Deductibles
Warranty
Liability
- 7. Multiple Choice
What can insurance protect you from?
Theft
Contract fees
Financial loss
A and C
- 8. Multiple Choice
Why should you purchase insurance?
To prevent financial burden in the case of an accident, theft, or another event
To get a warranty on a household item
To purchase monthly premiums
To avoid committing a crime
- 9. Multiple Choice
An insurance deductible is...
the monthly premium on an insurance policy.
a commission paid to the agency for the purchase of a policy.
the amount you owe before insurance will cover the rest of the bill.
the contract fee applied to the monthly premium.
- 10. Multiple Choice
An insurance premium is paid by...
the insurance company.
the claims adjuster.
the government.
the policyholder.
- 11. Multiple Choice
If you get into a car accident, your _______________ may increase because you will be considered riskier for insurance companies to cover.
insurance premium
claims adjustment
car loan payment
taxes
- 12. Multiple Choice
Insurance that will pay for injury to another driver and/or damage to their car if you are in an accident is
called...
comprehensive insurance.
liability insurance.
collision insurance.
uninsured motorist insurance.
- 13. Multiple Choice
What does liability insurance not cover in the event of an accident?
Damage to someone else’s car
Damage to someone else’s property
Injury to yourself
Injury to the other driver
- 14. Multiple Choice
What will collision insurance cover in the event of an accident?
Damage to someone else’s car
Damage to your car
Damage to someone else’s property
Bodily injuries
- 15. Multiple Choice
What is a consequence of not having health insurance?
You must pay all costs for health care and medical emergencies.
You’re not allowed to go to a hospital.
You will get a lower standard of care from doctors.
You can only see doctors in your home state.
- 16. Multiple Choice
Which of the following is a reason someone should get health insurance?
Health insurance allows all medical procedures to be covered for free.
People with health insurance can get faster access to medical care at emergency rooms.
Health insurance protects you financially from medical emergencies.
Most health insurance policies also covers non medical procedures.
- 17. Multiple Choice
When is it ok not to have health insurance?
If you are young and healthy.
You should always have health insurance.
If you do not have a full time job.
If you are a student under the age of 26.
- 18. Multiple Choice
Choose the statement that is true about health insurance.
You should always have health insurance, regardless of your circumstances.
You don’t need health insurance if you are under age 26.
You don’t need health insurance if you are young and healthy.
You do not need health insurance if you do not have a full time job.
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