Have an account?
A regular payment each month to the insurance company is called
A specific amount paid each time someone visits the primary physician is called
Which is an example of group health insurance?
Which of the following adequately describes the main difference between group health insurance and individual health insurance?
Those enrolled in a group health insurance plan pay less in premiums than those in an individual plan
Those enrolled in a group health insurance plan pay more in premiums than those in an individual plan
Those enrolled in a group health insurance plan receive less coverage than those in an individual plan
Of the groups listed below, which would most likely purchase an individual health insurance plan?
In health insurance, what is meant by the term "network"?
Hospitals owned by the same company
Health care professionals that are part of a health plan's group of provider's
Physicians who charge the same rate for the same type of procedure
Which of the following might not be considered a primary care provider?
Cardiologist (a doctor who specializes in the study or treatment of heart diseases and heart abnormalities)
Internist (a doctor who provides long-term, comprehensive care and manage both common and complex diseases)
Pediatrician (a medical doctor who specializes in children)
What is the health insurance plan that DIRECTLY employs or contracts with selected, or pre-approved, physicians and other medical professionals to provide health care services in exchange for a fixes, prepaid monthly premium?
Health maintenance organization (HMO)
Preferred provider organization (PPO)
Point-of-service (POS) plan
A type of life insurance that pays less to the beneficiary as time passes.
Which terms describes what you must pay each year before your health plan begins paying?
The individual who takes out the life insurance policy is called...
What is term life insurance?
Insurance for the terminally ill
Insurance that expires after a specified period of time
Insurance that allows you to set all of the terms of the contract
A whole life policy is _______ than a term life policy.
Easier to apply for
Which is NOT one of the major types of life insurance?
Permanent life insurance:
Combines a death benefit with a tax-sheltered savings plan
Features rates that change annually with the cost of living
Can be converted to term life at the request of the policy holder