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- 1. Multiple Choice
Which
of the following options are available in
Sanchay plus product ?
Guaranteed
Income
Long Term Income
Life Long Income
All of the above
- 2. Multiple Choice
What is the minimum age at entry and minimum premium in Life Long income option ?
5 to 50, Min Premium 45k
5 to 55 Min Premium 40k
50 to 60 Min Premium 30K
7 to 60 Min Premium 30K
- 3. Multiple Choice
What are the sales pitch of Sanchay Plus Product ?
Secure Saving for Child Education & Retirement
Guaranteed Benefit & Replacement of Monthly Expense
Tax Benefit Under Sec 80(c) 10(10D) & Long term Income
Flexibility in Entry Age and PPT & Stability in Income
All of the above
- 4. Multiple Choice
In
Sanchay plus Plan , ''if customer has chosen any plan option at inception can be
changed throughout the policy term. is this statement Correct ?
Yes
No
- 5. Multiple Choice
In
sanchay Plus product , ''Change of premium payment frequency & Change of Income payment frequency allowed'' is this statement correct ?
Yes
No
- 6. Multiple Choice
If
customer took long term income 10 pay option and Cistomer pays premium more
then 1.5 lakh so what is the additional % of annual premium he will get?
1%
1.5%
0.75%
2%
- 7. Multiple Choice
If
customer takes Guaranteed income option with 12 pay option and he pays premium more then 5 lakh so
what is the additional % of annual premium customer will get?
1%
2%
1.5%
3%
- 8. Multiple Choice
What
are the Premium Payment Term (PPT) , Policy term(PT), Income Period (IP)
available in Sanchay plus guaranteed income option ?
PPT 5
& 10, PT 6 & 11, IP 25 & 30
PPT 10
& 12, PT 13 & 15, IP 12 & 11
PPT 10
& 12, PT 11 & 12, IP 10 & 12
PPT 10
& 12, PT 11 & 13, IP 10 & 12
- 9. Multiple Choice
What
are the Premium Payment Term (PPT) , Policy term(PT), Income Period (IP)
available in Sanchay plus Long term income option ?
PPT 5
& 10, PT 6 & 11, IP 20 & 25
PPT 5
& 10, PT 7 & 15, IP 25 & 30
PPT 10
& 12, PT 11 & 13, IP 10 & 12
PPT 5
& 10, PT 6 & 11, IP 25 & 30
- 10. Multiple Choice
What
are the Premium Payment Term (PPT) , Policy term(PT), Income Period (IP)
available in Sanchay plus Life Long income option ?
PPT 5
& 10, PT 6 & 20, IP -till the age of 99
PPT 5
& 10, PT 10 & 15, IP -till the age of 99
PPT 5
& 10, PT 6 & 11, IP -till the age of 99
PPT 5
& 10, PT 7 & 11, IP -till the age of 99
- 11. Multiple Choice
Which
of the following riders can be taken with Sanchay plus ?
Income
Benefit on Accidental Disability riders
Critical
Illness plus riders
Only A
A &
B Both
- 12. Multiple Choice
'Once
policy has acquired the surrender value, customer may avail of policy loan up
to 80% of the surrender value of the policy'' Is this statement correct ?
Yes
No
- 13. Multiple Choice
In
sanchay Plus Guaranteed Income option PPT for 10 & 12 , what is the percentage of annual premium
payable if customer entry age is 51 to 60 years ?
225%
& 200%
210%
& 200%
185%
& 202%
200%
& 190%
- 14. Multiple Choice
What is
the death benefit if customer died during the policy term ?
Higher of Sum Assured / 10 times of annual premium/ 105% of paid premium/ Premiums paid accumulated at an interest of 5% P.A Annually
Higher of Sum Assured / 12 times of annual premium/ 105% of paid premium/ Premiums paid accumulated at an interest of 5% P.A Annually
Higher of Sum Assured / 10 times of annual premium/ 110% of paid premium/ Premiums paid accumulated at an interest of 5% P.A Annually
Higher of Sum Assured / 10 times of annual premium/ 107% of paid premium/ Premiums paid accumulated at an interest of 5% P.A Annually
- 15. Multiple Choice
What is
the death benefit if customer dies after policy term ?
Sum
Assured
10 times
of annual premium
105% of
paid premium
Nominee
will get income fro remaining years
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