When it comes to Personal Finance the Math is easy. What's challenging is managing your

For which of the following would you save?

Which of these is not a key to saving money?

Americans typically maintain a very high savings rate

Groceries are a _____________________ expense

Car repairs are a:

Percentage of Americans living paycheck to paycheck.

A debit card cannot be used for online purchases.

There are three credit bureaus: Experian, TransUnion, and Equifax.

A credit score is intended to measure:

What factors affect a credit score?

Which of the following is not a good idea for getting out of debt?

The total estimated student loan debt outstanding(unpaid) is over:

Percentage of college students that graduate with student loans:

A four year degree is necessary regardless of which career you're entering.

You'll only need to complete the FASFA once during your college education.

Which of the following is not a need:

Which concept is best explained by the statement, "money spent here cannot be spent there?"

Which of the following should you consider when making a significant purchase?

Never buy something that you do not fully understand

The good guy, bad guy technique is a negotiating tool that you should be aware of.

Being married(or emotionally attached) to a purchase will cause you to lose bargaining power.

Most of the items at a pawnshop are stolen

Using cash gives you more bargaining power than using credit.

A reason that people need to save and invest is to:

Company Xʹs board of directors has decided to issue a portion of its earnings to its shareholders. If you own stock in Company X, you can expect to receive a(n):

The benefit of diversification in your investments is:

In some cases, employers will match the employee contribution, but you should fund your plan whether your company matches or not. This statement refers to:

The time between the disabling event and the beginning of payments in your disability coverage is called:

Renter’s insurance is not necessary if you don’t have a lot of expensive things.

Comprehensive coverage takes care of damage to your car that is not caused by a collision.

Following the Five Foundations will help you to, one day, become self-insured.

When communicating with your parents about money, you should:

A written plan gives the single person empowerment, self -accountability and control.

Communication, teamwork and consistency are all important elements in handling family finances.

The number-one cause of divorce in America is:

What is the difference between gross pay and net pay?

When a company hires you, you will fill out a _________ form. The information on this form is the basis for determining how much income tax should be withheld from your paycheck.

Since the job market constantly changes, odds are that you will work in more than one career field in your lifetime.

After an interview, you should be patient and wait for the employer to contact you so that you don’t appear overly eager for the position.

Which of the following is not one of the Five Foundations?

Money is not the only way to give.

There is nothing that distinguishes your values and interests from those of other teenagers.

You have to wait until you have a large income before you can help others.

John D. Rockefeller was a businessman in the early 1900s who is remembered only for his wealth.

One of the most important and rewarding things you can do is give.