a group that helps the community

a safe place where people keep money

a center where you can donate things

a plan for spending and saving money

Spend all of your allowance as soon as you earn it.

Use a budget to plan how much money you can save.

Try to buy things that you want before the things that you need.

Buy things you use only once, and then throw them out.

$8.00

$6.00

$4.00

$3.00

True

False

set and reach financial goals.

earn promotions at work.

buy with credit.

buy anything they want.

Tim carefully keeps track of his expenses.

Sue spends less than she earns.

David is saving for a major purchase.

Bob does not have enough money to pay bills.

a new shirt

a new washing machine

a hair dryer

a video game

to buy special things for the future

to have money for emergencies

to make a payment on an expensive item

to buy basic necessities

soccer ball

a new refrigerator

a movie ticket

a box of cookies

opportunity cost

price incentive

specialization

poor planning

income and expenditures

things to buy

how much to save

needs and wants