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- 1. Multiple ChoiceCo-paymentCoordination of benefitsPortion of the cost of service to be paid by the insured (a set dollar amount)Term of conditions not covered by the insurance companyProvider bill for service
- 2. Multiple Choice
__________ ___________ __________ is a group of selected health care providers who offer comprehensive services at preset reimbursement levels
health maintenance organization
co-payment
preferred provider organization
co-insurance
- 3. Multiple Choice
_____________ ___________ __________ is a prepaid health plan in which care providers contract with (or are) employees of the org. to provide you with services
preferred provider organization
health maintenance organization
life insurance
non-life insurance
- 4. Multiple Choice
A(n) _________ is the amount of money you must pay each year before your insurance company starts paying
life
beneficiary
deductible
health
- 5. Multiple Choice
_______________ requires you to pay either a set amount or a certain percent of medical expenses
co-insurance
co-payment
life term
term life
- 6. Multiple Choice
The __________ is the person who receives money from a life insurance policy if the insured dies
beneficiary
life
deductible
health
- 7. Multiple ChoiceMedicaid is?Jointly funded by state and federal.Managed by each state.Available in all states.All the above.
- 8. Multiple ChoiceTrue or False-
Authorizations are approved by your doctor?TrueFalse - 9. Multiple ChoiceWhat is the definition of out-of-pocket maximum?The amount of money your pockets can holdThe deductible you have to pay for insuranceMaximum money you can pay out of pocket before insurance pays the restThe amount of money you pay to your insurance company every month
- 10. Multiple Choice
What is an insurance premium?
Your monthly payment to your insurer, regardless of whether you use any services
A list of the procedures covered by your insurance carrier
An added cost you pay in order to receive higher-quality services
The amount you pay out-of-pocket for a specific procedure or service
- 11. Multiple ChoiceYou have reached your deductible of $2000, but you have not reached your maximum out-of-pocket limit of $4000 and your co-insurance begins. Your co-insurance is 20%. How much do you have to pay if you go to the doctor and the visit is $150?$150$30$120$0
- 12. Multiple ChoiceGroup InsuranceInsurance coverage offered to employees by the employerInsurance policy an individual must purchase on their ownInsurance offered by the governmentInsurance offered to a special group of people
- 13. Multiple ChoiceManaged CareInsurance plans designed specifically to control the cost of healthcareAlso known as PPOAlso known as HMOA referral to see a specialist
- 14. Multiple ChoiceValerie had to go to the doctor 3 times with the co-payments being $25 each time she went. Her premium is $200. What was her medical bill for the month?$275$200$25$225
- 15. Multiple ChoiceInsuredThe policy holder or subscriberFee paid for the health insuranceA person designated to receive the benefits of an insurance policyThe insurance company
- 16. Multiple ChoiceHealth insurance policyInsurance which covers your health, teeth and eyesA law which allows you insurance even if you lose your jobA contract between you and an insurance companyA policy you purchase only for children
- 17. Multiple ChoiceProviderFederal program that provides insurance for the elderlyA health professional who provides servicesTreatment of conditions not covered by the insurance companyComprehensive health benefit program
- 18. Multiple ChoiceInsurance that provides lost income as a result of an injury on the jobdisability income insuranceproduct liability insurancebusiness interruption insuranceworker’s compensation insurance
- Answer choicesTagsAnswer choicesTags