long term investments, properly diversified, include the following mutual funds:
growth, balanced, international, bond
grown, growth and income, international aggressive growth
international, bond, aggressive growth, growth
growth, growth and income, bond, aggressive growth
2. Multiple Choice
5 minutes
1 pt
Company X's board of directors has decided to issue a portion of its earnings to its shareholders. If you own stock in company X, you can expect to receive a(n)
investment
dividend
buy out
yield
3. Multiple Choice
5 minutes
1 pt
Savings accounts and money market accounts are most appropriate for:
long term investments like retirement
earnings high rate of return
emergency funds and short term goals
savings accounts and money market accounts should be avoided singe they carry high risk
4. Multiple Choice
5 minutes
1 pt
A retirement plan found in nonprofit organizations such as churches, hospitals,and schools.
GIC
457
401K
403b
5. Multiple Choice
5 minutes
1 pt
Which of the following statements about the stock market is false?
the terms bull market and bear market describe upward and downward market trends
the stock market is a generic term that encompasses the trading of securities
the Dow Jones Industrial Average is one measure of the stock market
formed in 1792, the New York Stock Exchange (NYSE) is the smallest organized stock exchange in the United States
6. Multiple Choice
5 minutes
1 pt
To ensure that some of your retirement savings will not be subject to income tax upon withdrawal, you would contribute to:
a 401K
Roth IRA
an annuity
traditional IRA
7. Multiple Choice
5 minutes
1 pt
Employee benefit packages:
should not be a consideration when looking for a job
never include retirement plans
are the same regardless of the company you work for
are non wage compensations provided to employees in addition to their normal wages and salaries
8. Multiple Choice
5 minutes
1 pt
you can start investing with a small amount of money.
True
False
9. Multiple Choice
5 minutes
1 pt
good investment portfolios are extremely complex.
true
false
10. Multiple Choice
5 minutes
1 pt
If you leave a job and have money saved in your employer's retirement plan, always roll that money into an IRA using a direct rollover, which allows you to avoid taxes and penalties
True
False
11. Multiple Choice
5 minutes
1 pt
A mutual fund portfolio that is properly diversified will have all investment dollars located in just one of the four different classes of financial assets.
True
False
12. Multiple Choice
5 minutes
1 pt
The purpose of war bonds is to finance military operations during war time. The last time the United States issued war bonds was during the Vietnam War.